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Mobile Development Business Startups
Emil Waszkowski
Mobile Development Growth Business
Emil Waszkowski
Product Delivery Business
Emil Waszkowski Paweł Josiek
Mobile Development Business
Jacek Dogadalski
Customer Experience E-commerce
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Bringing Tpay’s payment management solution to mobile

Tpay logo x Future Mind
tpay-platnosci-mobilne-klient-ze-smartfonem-banner

Client

Leading payment provider in Poland

Fully Polish-owned

Integrated with top e-commerce platforms

Industry

OMNICHANNEL ECOMMERCE B2B

Our collaboration with Future Mind was seamless, providing us not only with specialized mobile technical expertise, but also a deep understanding of our core business realities. Within a remarkably short timeframe, their team delivered a wealth of creative, straightforward, yet surprisingly ingenious solutions. This swift execution showcased exceptional quality at every single level of our partnership.

tpay-mobile-payments-contact-portrait-klaudia-krajewska

Klaudia Krajewska

Product Manager at Tpay

Objective

Tpay, a leading e-commerce payment provider, was aiming to make their web-based Merchant Panel available on smartphones.

The objective was to create a streamlined app that would allow entrepreneurs to manage their e-commerce payments on the go, removing the friction of desktop-only access and setting the stage for more features in the future.

Future Mind was quickly chosen to deliver this project due to our experience in mobile development and the finance sector.

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Challenge

  • Deliver a cross-platform mobile app in under three months
  • Ensure the app offered access to all existing web panel features without costly native reimplementation
  • Enable users to manage multiple business accounts efficiently and process offline sales through the app

Scope of work

Explore all our services

Digital Strategy

  • DISCOVERY WORKSHOPS
  • PRODUCT ROADMAP

Product Design

  • UX/UI DESIGN
  • DESIGN SYSTEM

Mobile Development

  • FLUTTER DEVELOPMENT

Product Maintenance

  • SYSTEM MONITORING
  • SERVICE LEVEL MANAGEMENT
tpay-mobile-payments-app-ui-screens-grid-banner

We started the project by helping create a strategy for bridging the gap between the established web ecosystem and modern mobile expectations.

Our discovery phase highlighted that merchants often manage multiple businesses and faced significant friction logging in and out of different accounts via a mobile browser or on desktop. We prioritized a "multi-profile" native feature to solve this, allowing users to switch contexts instantly.

We also decided to render the web dashboard inside the app, ensuring that any update made to the web panel would be immediately reflected in the mobile app, drastically reducing maintenance overhead and time-to-market.

This approach leveraged Tpay’s existing React-based architecture while wrapping it in a high-performance native container.

tpay-wybor-konta-ecommerce-enterprise-aplikacja

We delivered a robust application using Flutter, combining the best of native performance with web flexibility.

The native environment handles critical user interactions such as the onboarding flow, login, and the contact form, ensuring a responsive and intuitive experience.

The core innovation lies in the native profile management system. We implemented secure storage that allows merchants to add multiple accounts, label them, and switch between them instantly using Face ID, Touch ID, or a PIN.

This bypasses the slow web login sequences entirely. Inside the app, content is served via WebView, but with a custom UI overlay that strips away unnecessary web navigation, presenting the data in a clean, app-like interface.

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This hybrid architecture enabled us to launch the Tpay Merchant App in just 3 months.

By building a native wrapper around Tpay’s existing web components, we achieved full feature parity at launch, meaning merchants had access to transaction monitoring, refunds, and technical documentation immediately, without waiting for native rewrites.

Our designers managed to create mobile assets based on Tpay’s branding in no time, and thanks to a component-based design system approach, developers could quickly introduce them to the app with ready code snippets.

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The collaboration continued with TpayGO: a software payment terminal built directly into the app.

What had started as a command center for managing payments became a tool for accepting them too. Merchants can now generate a transaction, present a QR code, and let the customer pay through the same familiar e-commerce paywall, without any physical hardware.

Future Mind delivered the full design for TpayGO, including a white-label variant that lets other companies deploy the terminal under their own brand, and implemented the solution into the app.

tpay-wybor-formy-platnosci-blik-apple-google-pay

The Tpay app transforms a smartphone into a mobile command center for e-commerce.

It puts full control over business operations directly into the merchant's pocket, streamlining daily workflows with real-time transaction monitoring and instant refund authorization. By enabling the generation of payment links and remote management of payment methods, users can seize sales opportunities and adapt to market conditions without being tethered to a desktop or having to deal with a clunky mobile browser.

Instant push notifications keep merchants informed about critical store events, and direct access to technical support ensures that help is always available, making business management seamless and efficient around the clock. Meanwhile, the TpayGO feature lets retailers process offline sales without a dedicated point of sale device.

tpay-mobile-payments-app-navigation-menu-iphone-15-pro-mockup

Results

The Tpay app has revolutionized how e-commerce businesses manage and process payments, replacing cumbersome web browsing with a streamlined mobile experience.

The solution delivers immediate operational value through:

  • Enabling merchants to switch between different businesses and accounts instantly using native biometrics
  • Allowing users to monitor sales, execute refunds, and resolve issues from anywhere
  • Ensuring any updates or extensions of the web panel are immediately reflected in the mobile app
  • Empowering retailers to offer offline payments through the Tpay app, without a separate point of sale



We’re looking forward to collaborating with Tpay to bring further innovations in e-commerce payment management to the market.

Let's talk

Contact us via the form or send us an email at
Michał Klimczak

Michał Klimczak

VP of Software Delivery
Pepco Żabka Super-Pharm LPP Jeronimo Martins Virgin mobile YouGov Generali
We engineer
digital business

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